About Us

John Krusoe is a seasoned corporate finance executive bringing over 30 years of corporate finance, capital markets, and transaction-execution experience to Khor. John has held senior roles including Chief Executive Officer for Ag Resource Management, a large/private equity-owned, specialized finance company where he raised over $1 billion in support of the company’s aggressive growth plans. Prior to that, he served as President, COO, and EVP of Corporate Finance for Royal Bank of Canada U.S., and Mutual of Omaha Bank, respectively. John brings a proven track record of developing and leading strategic growth initiatives across a broad spectrum of industries, including Financial Services, Healthcare, Commercial Real Estate, and Technology. Additionally, having spent over 20 years in the Commercial and Corporate banking arenas, John has led National and Regional Treasury Management platforms, including a heavy focus on the banks’ Merchant Processing platforms. John also leveraged his talents with his consulting practice where he has advised multiple public and privately-held companies in the development and implementation of their strategic initiatives as well as optimization of their capital strategies.

Chris has over 25 years of business experience as both an entrepreneur and a head of marketing for B2C and B2B companies. Chris’s expertise is growing and scaling businesses—particularly financial and technology-based companies. Chris has led lead generation and growth activities for large commodities brokerages and financial education companies, and many other B2C and B2B firms. He pioneered thought leadership, events, and demand-generation activities that propel a brand forward at an accelerated pace. Chris has been part of scaling multiple businesses with successful exits and understands key areas of demand generation, growth strategies, category positioning, and guerilla tactics to help companies grow faster.

James Garrett is a strategic business partner who serves as General Counsel and Risk Officer. Prior to joining Khor Capital, Jim served as the General Counsel and Chief Compliance Officer at ApiJect Systems, Corp., a medical technology company working with the U.S. Government to develop surge capacity for supplying vaccines during the COVID-19 pandemic. Prior to that, Jim held various senior executive positions at NuVasive, Inc., a global device company, responsible at various times for government and regulations strategy, global risk and integrity, regulatory affairs, quality affairs, information technology, and environmental health and safety. He also served as the organization’s Chief Risk and Compliance Officer, and Associate General Counsel. In these capacities, Jim expanded risk management capabilities within the legal department, provided strategic management of global litigation, and actively led an extensive network of legal counsel, experts, and advisors. Prior to going in-house, Jim practiced law across diverse industries including retail, manufacturing, and biological sciences/healthcare with the firms Brobeck Phleger & Harrison LLP, Pillsbury Winthrop Shaw Pittman LLP, and DLA Piper LLP.

Matt Sandvig has been entrenched in the financial services and payments industries for over 20 years. Over the past two decades, Matt and his partners have processed over $20 billion and served more than 10,000 clients through their portfolio companies Viking Capital, VPayPro, and the Oak Processing Group. With the Oak+ Program, Oak Processing has been recognized as an industry leader, providing transparent payment processing to a broad spectrum of commercial clients. Also, during the course of the past two decades, Matt and his partners created Viking Insurance Agency (now Oak Insurance Group), an industry-leading and highly customized approach to premium-financed life insurance. To date, the Oak Insurance Group has financed over $10 billion in premiums for high-net-worth and corporate clientele. Matt’s, deep understanding of the financial markets and electronic payments space, coupled with his paramount industry relationships, give him the unique skills necessary to structure and deploy sophisticated financial solutions for businesses worldwide.

Alexis has over 15 years in the payments industry working with independent sales organizations (ISOs) in various roles that include underwriting, marketing, and sales. She has a number of accomplishments, including 2017 ETA STAR Award winner: Committee Volunteer of the Year, Women’s Network in Electronic Transactions 2014 Emerging Trendsetter Award Winner, ETA Member Engagement Committee Chair 2013-2016, MAC (Merchant Acquirers’ Committee) Sponsorship Committee Chair 2019-Current, and MAC Board Advisor 2020-current. Alexis is the founder of JJAM Payments LLC dba Salus Payments 2017-current.

Javier has over 30 years in finance and accounting leadership roles across various industries, including National Semiconductor Corp., Western Union, Nestle, Total Merchant Services, and National Merchants Association. Javier has an MBA in Leadership and Global Business from Graziadio School of Business, Pepperdine University, and holds a certification in Global Enterprise Management University, Oxford, England UK. He is Six Sigma Green Belt certified from the University of Southern California and is a Certified Payments Professional, Electronic Transaction Association (ETA CPP), and a certified professional with SHRM (Society for Human Resource Management). Javier is the founder of JJAM Payments LLC dba Salus Payments 2017-current.